Here are some easy spending modifications that can stack up to some real savings.
- Cut out one restaurant trip per month
- Order out for pizza one less time a month
- Have a family "book/no cook" night once a week - serve no-cooking-required food for dinner: salads, fruits and raw veggies - then curl up with a good book while giving the TV and other electronics (and your electric bill) a rest
- Avoid unnecessary late fees. Once you start tracking where you money is going you will see how these can add up - schedule automatic bill payment online wherever you can so there is less chance for paying late; and return you videos and library books on time.
- Bring snacks to work from home to avoid vending machines (this includes sodas and juices you like to treat yourself with throughout the day). This can usually cut this particular spending in half.
If you have other cost cutting tips, please feel free to share them or drop me an email and I will post them in a future installment of Budget Basics - Cost Cutting Tips.
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